Ohio Indemnity is a specialty insurance carrier built around one thing – Partnership

With a team of just 50 employees, we pride ourselves on delivering fast decisions, hands-on service, and unmatched responsiveness to our MGA partners.

Management

Principles

Focus Areas

We focus where the large carriers do not — niche markets that require thought, flexibility & care.

Our products are among the most complete and well-designed in the industry because we work directly with our MGAs to get policy language, pricing, and filings right from the start.

No layers of bureaucracy.

No waiting months for answers.

When you work with us, you deal directly with decision makers, and we move in days, not months.

Focus Areas

Credit Insurance for Financial Institutions

We support banks, credit unions, and finance companies through MGAs who are experts in lender-based insurance programs.

Equipment Physical Damage (EPD)

EPD is distributed through an agency relationship. This program focuses specifically on insurance for light farm and construction equipment.

Landfill Closure & Post-Closure Surety Bonds

Ohio Indemnity provides closure and post-closure bonds for landfill operators in the waste industry.

Unemployment Insurance for Nonprofits

Delivered through UC Assure, this program offers an alternative to traditional unemployment taxes.

Building Relationships

We communicate clearly and directly.

We are privately owned, which means we pick and choose our partners based on who we want to do business with — not because we have to meet growth targets for Wall Street. We are selective by design, focused on building lasting, mutually rewarding relationships.

Our Philosophy

We do not try to be all things to all people.

We choose our niches carefully, design our programs with precision, and back them with Midwestern service values: responsive, collaborative, and committed to doing the job right.